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First Niagara was founded as a communitu bank more than 139 years agoin N.Y., located 30 miles from where we remain headquartered. Today, we are a financial servicess company committed to thesame community-oriented philosophyg yet we are able to serve a greater number of customeres with added products, services and convenience. We offer personapl and commercial banking, investment and insurance products primarily throughbanking centers, ATMs and several financiapl services subsidiaries throughout New York Our customers also have the convenience of advancexd telephone and online banking. We have achievede tremendous success overthe years.
Our president and CEO creditx our company's success to our people and our Both have given us the ability to adapt and change in a verycompetitivwe industry, all while not losing sight of our In the last five years alone we have triples in size, adding new markets, services and sourcez of income. We have become a market player in21 counties, with a workforce of 2,00p and 113 branches that span across New York Our success is also attributable to our commitmenr to customers, building customeer relationships and responsiveness.
We are also committed to the communitied we serve by offering our talent and treasure to the various agenciesw and activities that are importanr keeping them strongand vital.
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